I'm an independent Insurance Agent, licensed in multiple states nation wide, from Chesapeake Beach, Maryland. I've worked in the accounting field for 20+ years, married with three grown children and 2 grandkids. I decided it was time for a change over 10 years ago and found my way to insurance.
I'm passionate about educating and helping my clients that can count on unbiased recommendations and impartial guidance based directly on their needs and goals. I treat my clients the way I want to be treated, fairly and with respect.
I firmly believe when you are close to or in retirement, you shouldn't have to pay to keep and protect what you've saved and worked so hard for.
Yes I can! I will do a full analyses of your situation and based on your wants and goals we'll discuss your options. It's never a one size fits all, so I find the best fit for you. Call me to get started.
No! When you get ready for retirement, you are no longer in the accumulation phase that would require investing, you will be in the protecting phase of your principle. I can help you do that while you can still participate with no down side. Ask me how.
It is income replacement for either the premature death in a young family or a retiree spouses death. The mortgage can be paid without the financial worry of having to move the family. Ask me how.
Life insurance is an important part of planning your estate and protecting your legacy. It can help create a tax-free retirement if properly structured, especially the earlier you start. Ask me how.
Yes, I have carriers that offer guaranteed life insurance with no questions asked. Ask me how.
The dates are Oct 15th to Dec 7th every year, with an effective date of Jan 1st. Call me to compare premiums.
The available dates depend on the Medicare Beneficiary's specific situation. Call me to review yours so you can avoid potential penalties.